<destealthing to ninja last spot>
Mike – i had similar issues when mine lapsed, credit card had expired (which i spotted), but when i updated details i got the address slightly wrong n then couldnt use card next day, suspect turbine report failures as potential fraud quite quick (in terms of submitting incorrect entries).
So check card expiry n if it needs updating be vewy careful about details 🙂
(in the end i relented n took it as a sign from above to finaly go free to play, had a bunch of points saved up no bought lots of essentials)